Travel Insurance Warning for Summer Holidays

Charlie Immigration updates 29 July 2023 | Updated On August 1, 2023 | 0

Planning an epic overseas trip this summer? Whether it's a sun-soaked beach vacation or a thrilling escapade, travelling can be a fascinating experience full of excitement and expectation.

Millions of British holidaymakers usually go for a quick escape to Europe. With the peak summer season underway, there's a crucial item that should be at the top of your checklist – travel insurance.

Travel insurance is an absolute holiday essential but not all policies are created equal, and being armed with the right coverage is essential.

Travellers without adequate and appropriate insurance could face bills running to tens of thousands of pounds if things go wrong abroad.

The Foreign, Commonwealth and Development Office (FCDO) is urging British nationals travelling overseas to make sure they do not void their travel insurance and risk a big bill.

A new campaign is showing families what steps they need to take to make sure their policies cover them on their summer holidays.

Here are some travel-savvy tips to keep in mind when getting travel insurance.

declare all pre-existing medical conditions ahead of your trip
check if your insurance covers planned holiday activities such as water sports
check the length of your trip does not exceed any time limit in your insurance policy
check their travel insurance includes medical evacuation cover
take a printed copy of their insurance policy with you and save the insurance company's 24/7 emergency contact number and their policy number on their phone
share your travel insurance policy details with travel companions and/or family in the UK

State Provided Healthcare

While the UK Global Health Insurance Card (GHIC) and the European Health Insurance Card (EHIC) provide state healthcare benefits at a reduced cost in Europe, they're no match for comprehensive travel insurance. Neither of the cards will cover expenses like repatriation to the UK or additional accommodation costs during your trip.

The FCDO is also encouraging individuals to properly prepare for their trip.

Before you hop on that plane, arm yourself with knowledge about your destination. Check the latest travel advice on GOV.UK for updates that could make your trip even more memorable.

What are your thoughts on this issue? Talk to us in the comment section below. Or if you need more advice on the above, contact us for further travel & immigration advice.

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And because of the pandemic, don’t forget to get your travel insurance, which will cover you for flight disruptions and pandemic related matters.

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